Patrick Sieng and the Zen Lending Team at Xpert Home Lending has access to over 100 Lender Partners. We offer a wide variety of mortgage programs to cater to the diverse needs of our clients. Here are just a few of our various lender partners:
Conventional, VA, FHA, USDA
Conventional, FHA, Jumbo, USDA, and Non-QM loans, Traveling Nurse Income Evaluation
Buy Before You Sell Program, Conventional, FHA, VA, Non QM
Bridge Loans, State Bond Programs, No FICO
FHA Down Payment Assistance
FHA (Good At Low FICO), Alternative Credit FHA & Conventional, FHA 203k, Full TBD Underwrites
Construction, Rehab, ARMs
CalHFA, DREAM, Conventional, FHA, USDA, VA, TSACH
25% down foreign national, 2nds to 90% CLTV using bank statements, non QM seconds, non warrantable condos, FHA Manual UW
Reverse Mortgages
Conventional, FHA, USDA, VA, No FICO, No DTI Max with AUS Approval, FHA 203(h)
Mobile Home Financing
High Balance, FHA, VA, Manufactured Homes, Jumbo, Conventional
Manufactured Housing, ARMs, Super Conforming, JUMBO
Conforming, Non Conforming Jumbo, Government, Non QM
Bank Statement, Conventional, DSCR, FHA, Jumbo, Renovation, Non-QM
DPA, Chenoa, FHA, Jumbo, Non QM, 2nd Mortgages
DPA, CalHFA, JUMBO, FHA, Non QM, Manufactured Housing, Renovation, TX Home Equity, USDA